Know the Process of Reporting Your Lost Social Security Card
Your SS card or Social Security card is probably the most important document that you have next to your birth certificate. Your Social Security Number is composed of nine digits. The first four numbers signify the location where the card was issued. The two digits in the middle have administrative purposes.The last four digits are from a series of numbers issued consecutively within a group between 0001 and 9999.
The SS card is provided to temporary or permanent US residents who work in the country. It serves as a personal income tracking method for tax filing. It is vital to keep your card out of the hands of unauthorized users, the Social Security Administration recommends you do not carry it with you. They advise keeping it in a safe place with your other important documents as it is rarely needed.
Importance Of Your Social Security Card
The SS card that you have in your hands is the only document that bears your true identity. According to U.S. Law, your bank personnel, your employer, your credit card company, or other person related to your finances are the only ones who are authorized to know your Social Security Number aside from yourself. If an unauthorized individual takes your SS card and uses your SS number, that person will be charged with fraud.
This card carries your tracking history and personal information including rental histories, driving history, and credit history. It would definitely be a very devastating moment if you were to lose it or have it stolen.
What Could Happen If You Lose Your Social Security Card?
There may be just this one time when you accidentally dropped your wallet or purse and you’re not aware that your SS card popped out. This may result in a lot of trouble for you in the financial department. Once you have lost your SS card if you failed to do something about it immediately, you may end up the victim of identity theft.
If that happens, your world could be turned upside down it may feel like you are leading a double life with another person taking advantage of your money and credit line. With your card or SS number they could call up your bank, pretend to be you and empty your bank account. They could also use your SSN and credit history to apply for a credit card under your name. Criminals have also successfully used other’s SS numbers with a different name.
With your information they may purchase goods or services with the bill eventually finding it’s way to you. By the time the bills start arriving or the credit card companies start calling alot of damage may be done to your credit score. Unfortunately this happens far more often then many realize.
Use caution when giving out your SS number. Scam artists have been known to call people impersonating a bank officer, or a government official. Using technology readily available an incoming call can be made to appear as though the phone number is coming from the stated source. Instead of just dishing out your information it may be wise to ask the person’s name and number and tell them you will call them back. A quick look at the bill from the credit card company or your bank statement will give you the right number to call back.
Government offices are easily located in a phone book or by calling directory assistance. By taking that extra step you will help ensure the person you are giving your information to is really who they claim to be.
One person’s trash is another person’s treasure or in this case ill- gotten gain. Identity thieves have been known to dig through trash. Once it is placed curbside it is considered public property. For this reason shredding documents with personal information is advisable.
Postal Mail should be brought in promptly. If you will be unable to do so you can place a hold on your mail by filling out a form at the post office.
Identity thieves have even paid Waiters/Waitresses and cashiers for information. Monitor your credit report to make sure no one is using your SS number. You can do this once a year free and more often for a fee.
Online it is important that your computer is protected with anti-virus, anti-spy software and the use of a firewall. Keep in mind they should be updated and run as recommended Access to your network should be guarded with a security code as should the computer itself. These suggestions have even greater importance when using a public hot spot. Hacking can be very lucrative so money invested in an Identity Theft Protection Service could save you from a lot of headaches, lost time and money attempting to repair the damage.
7 Valuable Steps In Reporting Your Lost Social Security Card
The following are some steps that you should consider in reporting your lost or stolen social security card:
- File a detailed report with the Social Security Administration
- Coordinate with Social Security regarding income that is being calculated.
- Prepare your employer’s information and SSN for verification needs.
- You can print out a request form for a free SS card replacement by following this link to Social Security. (There you will also find more detailed information on the documents you will need to accompany the request)
- Note the documents must be original and certified true copies showing proof of your birth or citizenship in the U.S.
- Make sure to read the instructions carefully to avoid delays in processing your new card
- Upon completion of those steps you may either mail or personally deliver the application and accompanying documents to the SS office nearest to your residence. Your replacement card normally takes two weeks to one month to arrive. A lost SS card could lead to a huge loss on your part. “An ounce of prevention is worth a pound of cure” …Ben Franklin.
Following these tips will lessen the opportunities for your personal information to become compromised.
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